Claims Management
HomeownersUnfortunately, whatever precautions you take any home can be affected by an occurrence outside your control causing extensive damage to the property. You may think that because you have Building Insurance that your property will at least be covered.
This may not be as straight forward as you may assume – without a professional who has knowledge of the potential effects of these perils to advise, you may be left with unknown ‘hidden’ implications for the future.

Fire damage
A fire in your home is one of the most devastating and traumatic experiences. The immediate priorities are those of finding alternative accommodation, salvaging any possessions and ensuring the property is as safe and secure as possible.
The effects of acrid smoke is however, more corrosive and penetrable than you may think. That’s why it’s vital to have someone on hand to ensure that all potential damage to decorations and contents (i.e. electrical equipment) is fully investigated and covered by your claim.

Storm/Flood Damage
Our homes are increasingly at risk of being affected by a sudden flood or storm. Damage caused by a severe flood or storm can be disastrous. Not only is there the distressing situation needing to secure alternative accommodation, losing your possessions’ and the significant damage to your home, but often unrealised are potential on-going issues which may be experienced if the drying out process is not undertaken correctly. AJC Consultants are able to undertake and advice on all aspects following a flood or storm damage.

Burst Pipes/Water Damage
Storm/Flood damage are not the only potential source of water damage in the home. A burst pipe or faulty washing machine can cause extensive damage to the home. Using AJC Consultants means that you can be stress free in the knowledge that all aspects of your claim are taken care of.

Burglary
An invasion of your privacy and theft of your possessions, burglary is a traumatic experience. Whilst coming to terms with the experience, Insurers also insist on ‘proof’ of belongings and investigate as to whether you complied with the conditions of your insurance before the potential lengthy process of negotiating your settlement ensues.
AJC Consultants will conduct all communications with Insurers and their adjuster, compile your claim, collate necessary documentation and negotiate to ensure that you receive the maximum settlement to which you are entitled.
